Information You Will Need To Apply For A Loan:

1. Name, age, social security number of borrower and co-borrower.
2. All household income and/or family income to be applied to loan agreement.

Name and address of all employers for the past two years.
Position and length of time of job(s).
Income-base salary, average overtime, commission, bonus, capital gains, etc.
Documentation of any child support payments if they are to be counted as income.
Verification of social security benefits, VA benefits, etc.
If self-employed, provide copies of Federal Tax Returns (with Schedule C for 2 years )and a correct business financial statement.
Last paycheck stub.
W-2's for the last two years.

3. Bank accounts (checking and savings), including the name and address of the banks, name(s) accounts are in, account numbers, and current balances. Include statements for the last two months.
4. Stock and bonds - - types, current market value, and copies of last broker's statement.
5. Life Insurance - - amount of coverage and approximate cash value.
6. Year, make, and current market value of automobile(s).
7. Approximate value of personal items presently owned.
8. Account numbers, monthly payments and current balances of all open credit accounts and loans, including names and addresses to whom payments are made.
9. Information on any and all paid accounts in relation to No. 8, going back at least two years.
10. Typed letter explaining any adverse credit history, including bankruptcy. Explain circumstances and furnish copy of schedule of bankruptcy, reinstatement of debts, etc.
11. If applicable, complete divorce decree, including all amendments and property settlements.
12. Monthly house/rent payments.
13. Copy of purchase agreement.
14. Bring your checkbook. You will need to pay about $280-$430 at the time of application for an appraisal fee and credit report.
15. Name of current mortgage company, account number, and monthly payment, or name and address of landlord for the past two years.
List of items typically required at closing:

Cashier's or certified check payable to the title company for funds to close.
Driver's license.
Original Homeowner's Insurance policy and paid receipt, effective the day of closing.
Original termite inspection report.